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Navigate area resources to aid in the management of individual needs of our seniors.
read moremission statement
"Our mission is to provide you with helpful information to
aid you in caring for your elderly loved one"
Helping empower:
Retirement is expensive. Experts estimate that you will need at least 70 percent of your preretirement income to maintain your standard of living when you stop working.
If you are already saving, whether for retirement or another goal, keep going! You know that saving is a rewarding habit. If you're not saving, it's time to get started.
You can put up to $5,500 a year into an Individual Retirement Account (IRA); you can contribute even more if you are 50 or older. You can also start with much less.
If your employer offers a retirement savings plan, such as a 401(k) plan, sign up and contribute all you can. Your taxes will be lower, your company may kick in more.
If your employer has a traditional pension plan, check to see if you are covered by the plan and understand how it works.
If you withdraw your retirement savings now, you'll lose principal and interest and you may lose tax benefits or have to pay withdrawal penalties.
Social Security pays benefits that are on average equal to about 40 percent of what you earned before retirement.
senior facts:
Individuals between the ages of 80-84 are the fastest growing segment of the population.
MDoA
The number of older Marylanders is increasing. Of the nearly 5.7 million people in Maryland in 2010, 18.6% (1,058,253) were over the age of 60.
MDoA
Individuals age 65 years and over in Garrett County equal 20.0% as compaired to Maryland's 13.8%.
Census
Many low-income older adults also live in rural areas. In 2010 Garrett County had over 8% of their total older adult population residing in poverty.